{"id":1011,"date":"2024-12-19T16:02:29","date_gmt":"2024-12-19T16:02:29","guid":{"rendered":"https:\/\/www.junobeachsmiles.com\/blog\/?p=1011"},"modified":"2025-10-23T19:25:07","modified_gmt":"2025-10-23T19:25:07","slug":"why-seniors-should-consider-a-dental-savings-plan","status":"publish","type":"post","link":"https:\/\/www.junobeachsmiles.com\/blog\/2024\/12\/19\/why-seniors-should-consider-a-dental-savings-plan\/","title":{"rendered":"Why Seniors Should Consider a Dental Savings Plan"},"content":{"rendered":"
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When you retire, you may gain ample free time, but you could also lose some of the benefits you had while you were employed. This includes things like medical and dental insurance. Unfortunately, relying on Medicare to protect your teeth isn\u2019t a good idea, as this program does not cover preventive oral health care. So, what can you do to ensure that your smile stays healthy long into the future?<\/p>\n\n\n\n

A dental savings plan<\/a> could be the answer. Offered directly through your dentist, these plans allow you to make convenient monthly payments towards preventive dental care, so you\u2019ll never need to worry about how to pay for your dental care. Here are some more perks that will leave you smiling!<\/p>\n\n\n\n\n\n\n\n

Medicare and Dentistry<\/h2>\n\n\n\n

Medicare does not cover dental issues unless they are part of an ongoing medical problem, or it is part of an emergency procedure.  Therefore, many seniors turn to Medicare Part C, aka a Medicare Advantage Plan. These plans provide some coverage for vision and dental, but you are still responsible for co-pays and must visit in-network providers.<\/p>\n\n\n\n

Conversely, with a dental savings plan, you needn\u2019t worry about fine print and complicated details, because your coverage is explained clearly and is easy to understand. Your dentist\u2019s office staff can help answer any questions or concerns you may have about the services offered, eliminating frustration.<\/p>\n\n\n\n

How do Dental Savings Plans Work?<\/h2>\n\n\n\n

Dental savings plans can provide valuable discounts on oral health care for seniors and young people who do not have dental insurance. When you enroll, you can either pay for your entire annual membership in full, or some dentists may be able to bill you monthly. Most plans cover two preventive exam and cleaning appointments each year as well as a discount on other services such as cosmetic or restorative procedures.<\/p>\n\n\n\n

Unlike dental insurance, with dental savings plans, there are a variety of perks, including:<\/p>\n\n\n\n